Vision: The leading social microfinance organization and the reliable partner for the poor and vulnerable people in the Northern mountainous area in providing comprehensive and responsible services

Mission: To empower the poor and vulnerable people in remote areas through the provision of responsible financial and capacity building services in a sustainable way.

Core values:

1.       We are dedicated and responsive people;

2.       We respect diversity and value people;

3.       We commit to comprehensively develop immanent capacity for our partners;

4.       We are transparent, honest and professional;

5.       We inspire staff and stakeholders for creative improvement and innovation to serve the poor better.

Target beneficiaries:

·         The poor, near poor and low-income people

·         The vulnerable people


( Vulnerable people are people who are impacted by external negative factors/shocks such as extreme poor people, people with disability, single mothers/fathers, people with serious illness, or having children with serious illness, people living in latent natural disaster areas or areas that are highly impacted  by climate change...)